What’s a Homeschool Umbrella Anyway? (Maryland Edition)

homeschoolingwgrac
Jun 16
2 min read

If you’ve been in the Maryland homeschool world for more than five minutes, you’ve probably heard someone say, “We’re with an umbrella.” But what does that actually mean? And do you really need one?

Let’s break it down.

What Is a Homeschool Umbrella?

A homeschool umbrella (also called an umbrella school or oversight program) is one of two legal options for Maryland homeschoolers to stay in compliance with state law. Instead of having your portfolio reviewed by the public school system, you register with a private organization that handles your oversight.

These programs are usually run by homeschool-friendly folks — sometimes churches, sometimes schools, sometimes local homeschool leaders. They review your progress, offer support, and help ensure you’re meeting Maryland’s basic requirements.

How Does It Work?

When you homeschool in Maryland, you have two options for required oversight:

Use your local county for portfolio reviews
Register under an umbrella program

If you choose an umbrella, here’s what typically happens:

You notify your county that you’re using an umbrella
The umbrella reviews your homeschool progress (usually once or twice a year)
You follow their process instead of the school district’s

Some umbrellas do a simple check-in. Others offer full support with report cards, transcripts, diplomas, or even in-person classes and co-ops. It really depends on which umbrella you choose.

Why Would Someone Use an Umbrella?

Umbrella programs can be a great fit for families who:

Prefer not to interact with the public school system
Want a more supportive or faith-based review experience
Need help with transcripts, grades, or high school planning
Like the idea of community, group events, or academic structure

They’re especially helpful for high schoolers or newer homeschoolers looking for guidance.

Do You Have to Use One?

Nope! Maryland gives families the choice.

Plenty of people homeschool through their county with no issues at all. There’s no cost for county oversight, and it’s a completely valid and legal option.

But if you feel overwhelmed, want more support, or need specific services (like a diploma or transcript), an umbrella can be a great solution.

Maryland-Approved Umbrella Programs

There are many umbrella programs across Maryland — each with their own approach, worldview, and pricing. You can also browse the full list of recognized umbrella programs here: TotalHomeInstructionList-Nonpublic School Approval

Note: You’re not limited to umbrellas in your own county! Maryland families can register with any state-approved umbrella, as long as that program accepts families from outside their area. Some umbrellas offer virtual oversight and serve families statewide, while others may focus on a specific region or require in-person meetings. Be sure to check the details before enrolling.

Final Thought

Umbrellas aren’t a requirement — they’re a resource.

Whether you choose to homeschool through your county or register with an umbrella program, you’re still homeschooling legally and doing what’s best for your family.

And remember, it’s okay to ask questions, switch routes, or try something and change your mind later. You’ve got options, and you’re not alone.